Guide for buyers
Costs beyond the price when buying property in Tuscany
The accepted price is one line. Tax, conveyance, checks, finance, insurance, work and ownership costs need separate evidence.
What to check
Tax
It depends on seller, asset and buyer circumstances and requires case-specific calculation.
Professional records
Notary, surveyors, interpreter and translations have distinct roles and should be planned before offer.
Property costs
Compliance, maintenance, utilities and work need inspection rather than an arbitrary allowance.
Cash timing
Deposit, balance, tax and fees fall at different dates and the plan should show currency and cleared funds.
Records to collect
- notary tax estimate
- survey quotations
- work and maintenance scope
- payment and currency plan
Case-specific checks should be completed by appointed professionals before irreversible commitments. This information does not replace notarial, legal, tax or technical advice.
Frequently asked questions
Is there one total percentage?
No. The mix changes with transaction, buyer and property.
Is tax always based on price?
Not always; the notary checks the applicable regime and base.
When should the budget be built?
Before an offer becomes binding.
Primary sources
- Agenzia delle Entrate — L’acquisto della casa, accessed 4 September 2026.
- Consiglio Nazionale del Notariato — Casa, accessed 4 September 2026.
